Kissan Dost Scheme (KDS) has been launched on concessional rate of mark-up for financing crop production loans, (seed, fertilizer, pesticides etc.). The financing would be for one season crop i.e. either Rabi or Kharif.
Terms & Conditions
All ZTBL branches across Pakistan.
All new borrowers of production loans under Farm Credit can be financed under the scheme. However old borrowers with good track record can also get loan under the scheme upon complete closure of previous loan.
CNIC Copy, Loan Case File, Agri.Pass Book/Fard Jamabandi, 2 recent photographs.
|Maximum Loan Limit||
Rs.0.100 million per borrower/party.
Tangible properties owned by the borrowers as per policy of the Bank.
|Cost of Credit||
As per Bank’s rule
|Rate of Mark Up||
Special rate of mark up is applicable as notified by the Bank.
Strict monitoring is exercised by ensuring checking of utilization by the MCO in 100% cases and sample checking of utilization by the Manager, Zonal Manager (Recovery) and Internal Auditors of the Bank.
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