ZTBL building
:: Zarai Taraqiati Bank Limited::


Pakistan’s economy is predominantly agrarian. The agriculture sector contributes significantly to the GDP. Livestock being the largest sub-sector of the agriculture accounts for 50% of value addition. 35 million rural population depends directly on this sector. Hence a special scheme has been launched to promote this sector.

Operational Jurisdiction: Initially the financing package implemented in Multan, Faisalabad, D.G. Khan, D.I.Khan, Bhakkar, Shaheed Benazirabad (Nawabshah) Dadu, Sukkur, Peshawar, Lasbella, Loralai, Khuzdar Districts branches have good potential and repayment culture. The scheme will be scaled-up in a phased manner.
Eligibility The intending borrowers of captioned selected areas especially engaged in the business of sheep/goat rearing.
Documents Required CNIC Copy, Loan Case File, Agri.Pass Book/Fard Jamabandi & 2 recent photographs
Maximum Loan Limit Rs.1.500 million per borrower/party.
Collateral Tangible securities/properties acceptable to the Bank
Cost of Credit As per Bank's rule
Repayment Schedule i) Loan for fattening purpose will be recoverable upto 15 months
ii) Loan for breeding/ farming will be recoverable in 5 years with a grace period of one year.
Rate of Mark Up: The prevailing rate of mark up on development loans is applicable.
Monitoring: Strict monitoring is exercised by ensuring checking of utilization by the MCO in 100% cases and sample checking of utilization by the Manager, Zonal Manager (Recovery) and Internal Auditor of the Bank.

Related Documents

Loan FAQs ( Urdu PDF 599KB )