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Types of Security

 
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Immovable Property
Movable Property
Personal Surety
Immovable Property
Agricultural Land  
  Under Pass Book System 80%
  Outside Pass Book System 70%
  Under Alienability Certificate 66%
Commercial/Industrial Land under Pass Book 80%
Outside Passbook System  
  Urban Residential/Commercial Plots in all localities outside Pass Book 75%
  Alienability Certificate 66%
  Residential/Commercial Buildings 70%
Lease hold rights of a leased land of CDA/KDA with 99 years lease 70%
Movable Property
Unconditional Bank guarantee from scheduled Banks Upto maximum amount of an un-conditional Bank guarantee after keeping sufficient margin for un-paid mark-up, cost, charges and expenses.
Guarantee issued by Central or Provincial Government   Full amount of loan plus return and other charges.
Government securities   85% of face value or market value whichever is less.
Defense Savings & FEB Certificates   75%
Fix Term Deposits Receipts   85% of face value.
NIT Units   80% of the face value or market value whichever is less.
Life Insurance policies   85% of surrender value
Pledge of Potatoes/Seed Potatoes price or market value which ever is less   Upto 75% of Govt. support
Personal Surety

Against a bond with two sureties under General Credit and one surety in Special Schemes upto Rs.25,000/- Upto 50% of appraised value of properties of sureties.
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