Pakistan’s economy is predominantly agrarian. The agriculture sector contributes 21% to the GDP. Livestock being the largest sub-sector of the agriculture accounts for 50% of value addition. 35 million rural population depends directly on this sector. Thus this scheme has been launched to promote this sector.
| Operational
Jurisdiction: |
Initially
the financing package is implemented in Multan,
Faisalabad, D.G.Khan, D.I.Khan, Bhakkar , Shaheed
Benazir abad (Nawabshah), Dadu, Sukkur, Peshawar,
Lasbella, Loralai, Khuzdar Districts branches
having good potential and repayment culture. The
scheme will be scaled-up in a phased manner. |
| Selection
of Borrowers: |
Under
the scheme the Bank MCO selects the Borrower keeping
in view the criteria fixed for the scheme. |
| Size
of Farm: |
New/Fresh
enterprise |
10-20
heads |
| Existing/Medium Farmer
with 3 years experience |
20-50
heads |
| Escalators/expanding
with above 5 years experience |
80-100
heads |
| Repayment/
Recovery Period: |
Fattening
6-15 months
Breeding 5 years |
| Mark-up
Rate : |
One year
Kibor plus 2% margin- (presently it is 14.3% p.a
with 1% rebate on timely repayment. |
| Documents Required: |
CNIC Photocopy,
Loan Case File, Security documents,& 2 recent
Photographs of borrower |
| Collateral: |
Tangible
Security |
| Cost
of Credit: |
- Loan Case File Rs.200/-
- Postal Charge Rs.1000/-for Development Loans
with 5 years tenure.
- Appraisal Fee (LA fee @ 1% upto loan of
Rs.50,000/- & 2% above Rs.50,000/- to
1.000 Million)
|
| Maximum Credit
Limit |
Rs.1.000
Million per borrower/party |
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| Loan FAQs |
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