(PRODUCT FOR PROVISION OF WORKING CAPITAL NON-FARM CREDIT (POULTRY, DAIRY & FISHERY)
This product is tailored through which working capital would be provided for poultry, dairy and fishery renewable on yearly revolving basis with 3 years currency period.
| Selection of Borrowers: |
All experienced poultry, dairy and fishery farmers who are successfully running Non-farm credit activities.
They have clear CIB report. |
| Documents Required: |
- Loan Case File
- Photocopy of CNIC
- Plan of poultry/ dairy shed
- Agricultural Pass Book
- Two recent photographs.
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| Cost of Credit |
- Loan Case File Rs.200/-
- Postal Charge Rs.500/-
- Appraisal Fee:
@ 1% upto loan of Rs.50,000,
@ 2% above Rs.50,000/- to 1.000 Million
- Renewal Fee: Rs.300/- per
year
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| Mark-up
Rate: |
12.5 % p.a with
1% rebate for timely repayment. |
| Tangible Security: |
Both movable and immovable property, acceptable as per standing instructions of the Bank. |
| Maximum Credit Limit |
Rs.0.500 Million per borrower/party. |
| Repayment Procedure: |
- Poultry Working Capital:
- Broiler farming: In two half yearly installments on 7th Jan and 7th July with one month grace period.
- Layer/ Breeder: in one installment after one year grace period on 7th Jan or 7th July with month grace period as the case maybe.
- Dairy Working Capital:
In two half yearly installments on 7th Jan and 7th July with one month grace period.
- Fisheries (Inland/ Marine) Working Capital:
In two half yearly installments on 7th Jan and 7th July with one month grace period.
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