ZTBL

ZTBL building
:: Zarai Taraqiati Bank Limited::

KHAWATEEN ROZGAR SCHEME

Urdu Version
In order to empower the rural women to play significant role in agri. activities by increasing family income & to contribute towards GDP, the subject titled scheme has been introduced in all branches of the Bank.

TERMS & CONDITIONS
Operational Jurisdiction: All ZTBL branches across Pakistan.
Eligibility All new/old creditworthy women having technical know how and capacity to repay are eligible to get financing for farming, textile and clothing, bamboo cane and related products and others etc.
Documents Required CNIC Copy, Loan Case File, Agri.Pass Book/Fard Jamabandi & 2 recent photographs.
Maximum Loan Limit The maximum loan limit per borrower/party for secured loan is Rs.0.200 million and for surety loan upto Rs. 25,000/- per borrower/party.
Borrower’s Contribution 10% of the loan amount be kept in the Deposit Account of the borrower which will be accounted for in the last loan installment
Collateral: As regards security, tangible properties owned by the borrowers and in case of its non-availability, parents/family member’s property can be accepted as a co-applicant. Personal surety/guarantee may also be accepted as per standing instructions of the Bank.
Cost of Credit As per Bank's rule
Repayment Schedule Production & development loans are recoverable within 18 months and 5 years respectively in half yearly installments according to the cash flow of the scheme.
Rate of Mark Up: The prevailing rate of mark up on production & development loans is applicable (as the case maybe).
Monitoring: Close monitoring is carried out by the MCOs, Branch Manager and respective Zonal Chief of the area.

Related Documents

Loan FAQs ( Urdu PDF 599KB )
Agri Business Supplement