An agreement was executed between Ministry of Food & Agriculture (CMP-II M1NFA) and ZTBL on 06.6.2009 for implementation of Crop Maximization Project-II in which both have agreed to participate in establishment and Operationalization of Revolving Fund.

To implement the decision a new saving scheme under the name and style of “MINFA Revolving Fund Deposit Account” (MRFDA), “M1NFA Special Saving Deposit Account” (MSSDA.) and Member Farmers Saving Account (MFSA) have been exclusively designed for Government's Crop Maximization Project-TI (CMP-II M11'JFA).

Name of Project	Special Programme for Food Security and Productivity Enhancement of Small Farmers (Crop Maximization Project-Il)
Operational Jurisdication:	All over Pakistan in 28 Districts & 842 Villages as per annexure-I.
Sponsoring:	Government of Pakistan .
Profit paidon MINFA special saving account:	ZTBL will pay profit at minimum rate of 7.5% per annum to be calculated on daily product basis on such balances lying in VOs, MRFDA or MSSDA and said profit will be paid on 6 monthly bases in such respective accounts.
Membership:	VOs will raise membership by motivating small farmers having holding upto 20 acres in Punjab , 25 acres in Sind & Baluchistan, 15 acres in KPK & FATA & 25 acres in AJK & Gilgist-Baltistan.
Share Money:	Each VO member will contribute the share money on the basis of size of his land holding @ Rs. 250/- per acre per annum for the first five years.
Member farmer saving account:	All member farmers will open Saving Account in same branch of the Bank where VOs account is maintained.
Disbursement (lend money to its members)	VO will lend money to its members for purchase of input for production of crop at 10% handling charges per annum on daily product basis. In case of late repayment by the beneficiary, 12% per annum handling charges will be recovered.
Approval of loan proposal:	Loan proposal of VO level will be prepared by VOs Accountant with the assistance of the concerned Agriculture Officer/Field Assistant/Stock Assistant and presented the same before committee comprising of President, Secretary of VO and Credit Officer of the Project for approval. On approval check/loan ceiling will be issued alongwith approval letter for Revolving Fund Special Saving Account maintained by VO at the nearest Bank Branch.
Documents Required:	While issuing the Cheque/loan ceiling following prescribed documents will be obtained by VOs from the ir borrowing members in consultation with the Bank concerned. An undertaking on legal paper for returning the loans to VO in time. Another undertaking on legal paper duly registered with Revenue Department for not selling agri-land without NOC from competent authority. A Post dated cheque of Saving Account of member farmers. “Fard Jamabandi” from Revenue Department An attested copy of CNIC.
Annexure-I Province Districts No. of Villages Punjab Sialkot 30   Gujranwala 30   Sargodha 72   Sahiwal 72   Muzaffargarh 30   R.Y.Khan 72   Kasur 30   Mandi Bahauddin 30   Sub-total: 366 Sindh Sanghar 30   Mirpur Khas 32   Larkana 25   Shaheed Benazir Abad(Nawabshah) 30   Naushehro Feroz 25   Khairpur 25   Sub-total: 167 Khayber Pkhtunkhwa D.I.Khan 25   Bannu 25   Peshawar 25   Charsada 32   Sawabi 32   Sub-total: 139 Balochistan Jaffarabad 30   Khuzdar 20   Pishin 20   Qilla Saifullah 30   Lasbella 20   Sub-total: 120 AJK Kotli 20   Poonch 20   Sub-total: 40 FANA Gilgit/Biltistan 5 FATA Khyber Agency 5   Sub-total: 10   Grand-total: 842
Shamsi Tawanai Scheme- Solar Pump Asan Qarza Scheme Tawanai Bachat Scheme- Bio gas Unit Khawateen Rozgar Scheme Re-Financing Scheme for Flood Affected Areas Kissan Dost Scheme(KDS) Special Product-Milk Chilling Unit Special Schemes for Gilgit-Baltistan Canola Re-financing Scheme ZTBL Model Village establishment Financing package for Karachi Crop Insurance Scheme Crop Maximization Project- II Green Revolution Scheme One Window Operations/ Zarkhaiz Scheme White Revolution Scheme- ZTBL & PDDC White Revolution Scheme- ZTBL & Nestlé Sada Bahar Scheme (SBS) Awami Zarai Scheme- AZS (Farm Credit) Awami Zarai Scheme- AZS (Non-Farm Credit) Rural Development Scheme Red Meat financing package for sheep/ goat rearers